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The Money Wound: Why So Many of Us Feel Broken Around Money (and How to Start Healing It)

The Money Wound: Why So Many of Us Feel Broken Around Money (and How to Start Healing It)

by 
Sandra — Her Golden Hours
The Money Wound: Why So Many of Us Feel Broken Around Money (and How to Start Healing It)

There’s a wound many of us carry—quiet, deep, and often invisible. It doesn’t show up in medical charts or therapy sessions right away. But it whispers every time you avoid checking your bank account.

It stings every time you undercharge, overspend, or feel like you’ll never “get ahead.” It aches when you compare yourself, feel ashamed, or stay small to feel safe.

This is the money wound—and it’s not just personal.

It’s generational. It’s systemic. It’s emotional. Especially for women.

 

The Hidden Epidemic No One Talks About

We talk about burnout. We talk about body image. We talk about relationships.

But money shame? Financial fear?

We bury that.

And yet, for so many of us, money is a constant undercurrent of stress, fear, confusion, or even trauma. It’s this invisible thread in our lives that quietly dictates our decisions, relationships, self-worth—and yet we rarely say its name.

We’ve been taught:

  • That we’re “bad” with money
  • That wanting more is selfish
  • That talking about money is taboo
  • That asking for more makes us difficult or greedy
  • That struggling financially is a personal failure

 

No wonder we shut down around it.

But here’s the truth: you are not broken for struggling with money.

You’ve just been carrying a wound that was never yours to begin with.

 

Where the Money Wound Comes From

If you were raised with mixed messages about money, you’re not alone.

“Save everything” — but also “you only live once”

“Be independent” — but also “don’t make others uncomfortable with your success”

“Money doesn’t matter” — but also “money is security and love and safety”

 

Here’s where many money wounds begin:

  • Growing up in financial instability or scarcity
  • Watching parents argue about (or avoid) money
  • Internalizing beliefs like “money is hard,” “money causes problems,” or “people like us don’t have money”
  • Experiencing financial control in a relationship or workplace
  • Absorbing cultural, religious, or gender-based conditioning about what’s “appropriate” for women to earn or want


And in a world that still often links a woman’s value to her caregiving—not her earning—many of us internalize the belief that money isn’t for us to own, hold, or lead with.

It’s not your fault. But it is your responsibility to begin healing.

 

Why Money Feels So Emotional (Even Though It’s a Made-Up System)

Here’s the wildest part: Money is made up.

We invented it. We gave it meaning. We agreed as a society that it holds value.

So why does it feel so loaded?

Because it’s not just money. It’s what it represents.

💼 Safety
🏠 Belonging
🌱 Autonomy
💞 Worthiness
🔒 Control
✨ Power

 

Money is survival. It’s access. It’s stability.

Which means that when you don’t feel safe with money, you don’t feel safe—period.

This is why so many people avoid financial planning. Not because they’re lazy. But because it hurts. Because it triggers fear, inadequacy, and unresolved pain.

And yet… when you turn toward it, gently, with the right support?

It stops being a monster and starts becoming a mirror.

 

How Avoidance Keeps the Wound Open

Let’s be honest. You’ve probably said:

“I’m just not good with money.”
“I’ll look at it when I earn more.”
“Budgets stress me out.”
“I’ll deal with this later.”


Totally human. Totally normal. And also… a trap.

Avoiding money doesn’t make the anxiety go away. It actually makes it louder.

Avoidance keeps you stuck in survival mode.

It keeps you from asking for more, saving for your future, or even saying yes to dreams that are fully within reach.

Avoidance keeps the wound alive. Awareness is what starts the healing.

 

How to Start Healing the Money Wound (Gently)

Here’s what healing might look like—not as a quick fix, but as a slow return to trust:

1. Name the Story

Start noticing your inherited beliefs. Ask:

  • What did I learn about money as a child?
  • What did I feel about money in my home?
  • What am I afraid will happen if I make (or lose) more money?


Write it out. No filter. Be honest.

 

2. Connect with Your Body

Money fear lives in the nervous system. When you feel shame or panic around money, it’s not just in your head—it’s in your body.

This is why I created a “Healing the Money Wound” meditation to guide you into a place of safety, presence, and truth. It’s free, gentle, and meant to help you release old patterns while calling in calm and clarity.

🎧 👉 [Healing the Money Wound Meditation]

It’s a beautiful starting point if you're not ready for spreadsheets—but you're ready to stop spiraling.

 

3. Redefine What Money Means to You

You get to choose a new relationship:

  • Money as a tool, not a test
  • Money as neutral—how you use it is what matters
  • Money as a form of self-respect—not selfishness
  • Money as a resource, not your source of worth

You get to strip away shame and replace it with strategy—and softness.

 

The Power of Taking One Brave Step

For me, that brave step was creating my Financial Planner & Life Guide.

It wasn’t easy. Honestly, working on it brought up a lot of fear. I felt the edges of my own money wound while building it.

But something shifted: I felt more confident, more capable, more calm.

I didn’t feel “perfect” with money—but I stopped feeling scared of it.

If you’re ready to do the same—to meet your money story with new energy, compassion, and clarity—this for you.

👉 [Grab the Financial Planner & Life Guide here] 

It’s not about getting it right. It’s about getting real.

 

Final Words: You Are Not Broken

Your money wound doesn’t mean you failed. It means you were taught things that no longer serve you, or never did to begin with. You can release them. You can build something different. You don't need permission to redefine it all.

You can become someone who feels safe, steady, and free—no matter what’s in your bank account.

Healing your money wound is the start of a whole new relationship with life. And it starts one breath, one meditation, one small decision at a time. You’re not behind. You’re not bad.

You’re brave—because you’re choosing to face it.

 

Little extra for you 🧡

Published on  June 12, 2025Updated on  June 13, 2025 by  Sandra — Her Golden Hours
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