You were told to wait.
Wait for the right partner.
Wait until you're more “settled.”
Wait until someone else wants the dream too.
But now? You're done waiting.
Because life isn’t later. Life is now.
Whether you're dreaming about buying a home solo, taking a solo sabbatical, traveling the world, or finally pursuing a long-held goal—you can do it. On your own. With clarity, confidence, and a solid plan.
This isn’t about being fearless. It’s about being prepared.
Step 1: Own the Fact That You Don’t Need Permission
You don’t need a spouse, co-signer, or travel buddy to live fully. It's for sure easier yet not impossible. Either way—what you need is a clear yes to yourself—and a plan that aligns with the life you want.
This is about reclaiming your inner authority.
You're the decider. The architect. The visionary.
And that’s powerful.
Step 2: Get Clear on the Vision (Not Just the Goal)
Before crunching numbers, connect to the why behind your goal. I know, you've heard that many times, but there is truth in it. You might realize that what once used to be your why, isn't it anymore. You're ever-evolving, so is your why and your vision. Make this a regular practice to check in with yourself.
Ask yourself:
- What will this home/trip/sabbatical give me emotionally?
- What parts of myself am I honoring by choosing this?
- How do I want to feel through the process—not just at the finish line? (but also, is there ever a finish line?!)😉
Financial freedom starts with emotional clarity.
When your goals are aligned with your truth, you stay motivated long after the Pinterest board gets dusty.
Step 3: Break Big Goals Into “Micro Milestones”
Dreams are only overwhelming when they stay vague.
Break it down:
🏠 Buying a Home Solo
- Get clear on your credit score, income, and down payment options
- Research first-time buyer programs (many are made for solo buyers!)
- Start a “down payment fund” and automate small deposits weekly
- Use rent-to-mortgage calculators to reverse-engineer your budget
✈️ Solo Travel or Sabbaticals
- Estimate costs by destination and duration
- Look at slow travel, house sitting, or working holidays to reduce expenses
- Plan logistics (visas, insurance, safety) in stages
- Practice small solo trips to build confidence
🎯 Any Big Personal Goal (Career shift, IVF, Grad School, etc.)
- Clarify the cost (not just financial, but energetic and emotional)
- Map out the support you'll need—financial, mental, community
- Create a 12-month timeline with monthly check-in points
Step 4: Start a Dedicated Goal Fund
Label a savings account just for this. Make it sacred.
Even $20 a week matters. Even side hustle money matters.
Naming it—"My Sabbatical Fund," "Solo Home Dream," "Confidence Travel Account"—makes it real. This is you telling the world: I'm serious.
→ this is also called created your "Wealth Buckets". A full outline is in this Financial Planner I created.
Step 5: Release the Timeline. Trust the Process.
Goals take time. That doesn’t mean you’re off track.
It means you’re growing capacity, clarity, and strength in the meantime. Often times we see the potential (which is the outcome) but we have to manage the capacity (current reality) step by step to build up and evolve to meet the potential.
And every small decision you make toward that milestone?
It’s evidence that you're leading your own life. That you're building something lasting. That you are your own foundation.
You Don’t Have to Wait for “Someday with Someone”
You don’t have to delay joy, adventure, ownership, or freedom until someone else shows up.
You get to build it now. On your terms. In your name. For your one wild, beautiful life.
Ready to Make Your Dreams Practical?
Whether you’re planning your first solo home, a career break, or your dream year abroad—this Financial Planner & Life Guide can help you break it down, build it up, and bring it to life.
👉 [Grab the Financial Planner & Life Guide here]
This isn’t just about money. It’s about becoming the version of you who leads.
And she’s already in you—waiting to take the next step.